These terms of use will apply when you access our website and make use of the online services. By using our website and/or the online services, you show that you agree to these terms of use. We strongly recommend that you read these terms of use carefully, and that you print a copy. If you do not agree to our terms of use in full, then you must not access our website or use the online services.

You should also read our Security and Privacy Statement on the NIG Network Site.

Some online services may have additional terms of use associated with each specific application and these individual terms of use should be referred to prior to accessing the application.

Information about us

www.nignetwork.com is a website operated by U K Insurance Limited ('We/Us') trading as NIG. NIG policies are underwritten by U K Insurance Limited, Registered office: The Wharf, Neville Street, Leeds LS1 4AZ. Registered in England No 1179980. U K Insurance Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Calls may be recorded.

Restrictions on using this website

The use of this website is restricted to the principals, partners, directors and employees of insurance intermediaries with a current NIG agency, selected third parties, and employees of U K Insurance Limited. You may only use the information on this website for the purpose of advising your customers and/or potential customers about NIG's products and carrying out general insurance business as authorised under your NIG Terms of Business Agreement. NIG does not intend the information on this website be used for any other purpose.

NIG and Broker Users have access to the information screens and applications as defined by their respective administrators. Broker Administrators have access to the information screens and the applications that have been granted to them by NIG Administrators and the broker administration screens that allow them to grant access rights to the users within their organisations. NIG Administrators can access and view all material on the website, including broker administration screens. You may only access the parts of our website that you have been authorised to access in keeping with your user status.

You must ensure that passwords are kept confidential at all times. Any breach of any of these terms by anyone to whom you disclose your passwords will be treated as if the breach had been committed by you and will not relieve you of your obligations under these terms of use. We will be entitled to assume that all transactions effected using your username and password are in fact authorised and /or conducted by you and we may act upon these without further investigation.

Intellectual property rights

We are the owner or the licensee of all intellectual property rights in our website, and in the material published on it. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

You must not use any part of the materials on our website for commercial purposes without obtaining a licence to do so from us or our licensors.

Our status (and that of any identified contributors) as the authors of material on our website must always be acknowledged.

If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.

Trademarks

Images, logos, names and trademarks on the website are proprietary marks of NIG and/or any applicable third party. Unless otherwise agreed in writing nothing on this website shall be deemed to confer on any person any licence or right to use any such image, logo, name or trademark and any such use may constitute an infringement of the rights of the holder.

Broker Administrators

Broker Administrators shall be responsible for the actions of the user population within their organisation, and deactivating the accounts of users who have left their organisation. Broker Administrators shall also be responsible for specifying which of the online services each of their user population may access.

Broker Administrators must comply with and must ensure that their Broker Users comply with any data protection and competition legislation currently in force.

The information you provide to us as part of the broker validation procedure forms the basis for the Broker Administrator's appointment. It is important that the information provided is true and accurate and that you are able to substantiate all the details that have been provided. If you have provided materially incorrect information as part of the validation process, your use of the password and administration rights may constitute fraud.

Broker Principals/Partners/Directors

Broker Principals/Partners and Directors shall be responsible for the actions of the Broker Administrators within their organisation. If a Broker Administrator leaves the organisation it is the Broker Principal/Partner/Director's responsibility to nominate a replacement by contacting Broker Support who will send out a new broker administrator authorisation document for signature and return to be held in NIG's Broker Support records.

Liability

The following provisions should be read carefully as they exclude or limit our legal liability in connection with your use of this website. Nothing in these terms of use attempts to exclude liability that is not permissible under applicable law, including without limitation, death or personal injury, or for fraudulent misrepresentation.

While we have taken all reasonable steps to ensure the accuracy and completeness of the content of the website, we exclude any warranties, undertakings or representations (either express or implied) to the full extent permitted under applicable law, that the website or (including without limitation) all or any part of the content or materials, accuracy, availability or completeness of the content of the website or any part of the content or materials are appropriate or available for use either in the United Kingdom or in other jurisdictions. If you use this website from other jurisdictions, you are responsible for compliance with applicable local laws.

We accept no liability in contract, tort, negligence, statutory duty or otherwise (to the maximum extent permitted by applicable law) arising out of the use of or access to this website (which includes without limitation) any errors or omissions contained in this website or if the website is unavailable and we shall not be liable for any direct or indirect:

• economic losses (including without limitation loss of revenues, data, profits, contracts, use, opportunity, business or anticipated savings);
• loss of goodwill or reputation;
• special, incidental, consequential loss or damage, suffered or incurred arising out of or in connection with your use of this website and these terms of use.

Access to and use of this website is at the user's own risk and we do not warrant that the use of this website or any material downloaded from it will not cause damage to any property, or otherwise minimise or eliminate the inherent risks of the internet including but not limited to loss of data, computer virus infection, spyware, malicious software, trojans and worms. Also, we accept no liability in respect of losses or damages arising out of changes made to the content of this website by unauthorised third parties.

This website contains links to other third party services and websites. We cannot provide any warranty (implied or otherwise) as to the accuracy or source of information contained in those websites or information you download. Links from this website to third party websites does not constitute any endorsement of these third party organisations or companies or any of their services or products and we cannot accept liability for the contents, products or the availability of those websites.

Applicable law

This website, your use of it and the online services will be governed by the laws of England and Wales and in the event of a dispute arising between us, the courts of England will have jurisdiction in resolving that dispute. The pages on this website comply with the relevant UK legislation and regulations and are intended only to be used by users in the UK.

Changes to our Terms of Use

We may change these terms of use at any time. Any change shall be effective once the revisions have been posted on this website for 30 days.

As these terms of use may be updated from time to time, we suggest that you check them whenever you visit the website. The last update was made in April 2010.

If any of these provisions shall be unlawful, void or unenforceable for any reason the particular provision shall be deemed deleted and will not affect the validity or enforceability of the remaining provisions.

Thank you for using our website.